Head office: 20 Ralli Courts, West Riverside, New Bailey Street, Salford, M3 5FT Below, we list which Lenders currently approve The Q Policy. Head office: Crown House, Crown Street, Ipswich, Suffolk, IP1 3HS Head office: Castle Street, Macclesfield, Cheshire, SK11 6AF, DX 25001 MACCLESFIELD-2 Type of membership: Member, GMAC-RFC Ltd Premier Guarantee work with a panel of leading insurers to bring you the most comprehensive Structural Warranty cover in the market. A mortgage lender sponsors an educational lunch for real estate agents where employees of the lender are invited to speak. You can use the search function to find a range of UK Finance material, from consultation responses to thought leadership to blogs, or to find content on a range of topics from Brexit to commercial finance. Type of membership: Associate, John Collins & Partners LLP Type of membership: Member, Derbyshire Home Loans Ltd They are normally for a period of 10 -12 years after completion and there are a range of warranty covers to suit all types of projects. Head office: 21 Station Road, Watford, Hertfordshire, WD17 1HT Kent, Paragon Bank PLC/ Paragon Mortgages(2010) Ltd, Precise Mortgages (Charter Court Financial Services Ltd), Scottish Widows plc see Lloyds Banking Group. Head office: Sackville House, 143-149 Fenchurch Street, London, EC3M 6BN Forbes Advisor Staff, Forbes Advisor Staff. Head office: Talbot House, Talbot Street, Nottingham, NG80 1TH This certificate used to be known as an 'Architects Certificate' and is not an insurance policy or structural warranty ; however, it is possible to start with this low cost option . Type of membership: Member, Darlington Mortgage Services Limited Head office: PO Box 89, Principality Buildings, Queen Street, Cardiff, CF10 1UA Approved Mortgage Lenders. Type of membership: Associate, Willis Limited 1100 Abernathy Road Bldg. the assessment of individual mortgage lenders of whether a warranty scheme is acceptable to them. The CMA will consider whether this is the case in the review. Head office: Keaton House, Widewater Place, Moorhall Road, Harefield, Mddx, UB9 6NS Head office: Po Box 183, Donegall Square West, Belfast, BT1 6JS Not all defects on the title or property are accepted for indemnity insurance. Head office: Permanent Building, Regent Street, Barnsley, South Yorkshire, S70 2EH Type of membership: Member, Market Harborough Building Society Head office: 3rd Floor Surrey House, 34 Eden Street, Kingston Upon Thames, Surrey, KT1 1ER Head office: Abbey House, 2 Triton Square, Regents Place, London, NW1 3AN Type of membership: Member, Newcastle Building Society Head office: 117-119 Whitby Road, Slough, SL1 3DR Head office: 12 Market Square, Chesham, Buckinghamshire, HP5 1ER, DX 50314 CHESHAM-1 Type of membership: Member, Market Harborough Mortgages Ltd Get in touch to discuss BOPAS accreditation. We're passionate about helping our Developers & Builders to get it right-first-time and provide real support and assistance - so when you work with Q, you can get a whole lot more than a simple warranty. Head office: 2nd Floor, 20 St Mary at Hill, London, EC3R 8EE, DX 104 LONDON CHANCERY LANE Head office: CityPoint, Temple Gate, Bristol, BS1 6PL Type of membership: Associate, Callcredit plc Mortgage Lenders will only lend on a property if it is covered by an approved warranty policy or a Council of Mortgage Lenders (CML) Professional Consultants Certificate (PCC). Type of membership: Member, HSBC Bank plc Type of membership: Associate, KPMG Type of membership: Associate, Cardif Pinnacle Type of membership: Associate, Excel Insurance Solutions Protek Group Limited, Head office: 6 Lochside Avenue, Edinburgh Park, Edinburgh, EH12 9DJ . Head office: 9 Spring Street, London, W2 3RA Type of membership: Member, New Life Mortgages Ltd We also represent those who lend commercially to social housing. 2) Lower, LLC Brianne Nichole Kesner NMLS# 1373401. The team at Gustan Cho Associates is available 7 days a week, evenings, weekends, and holidays. It is important to check that the warranty provider you are considering using is registered with The Financial Services Compensation Scheme (FSCS) and operates under a Consumer Code that is recognised by the Consumer Trading Standards Institute. The past couple of Decembers have brought with them worries of lockdowns, sickness and missing out of seeing loved ones. Rent-a-roof schemes saw companies offer free solar panels in exchange for being able to sell the excess electricity produced. Type of membership: Member, GE Money Home Lending Ltd Type of membership: Associate, Hamlins LLP Type of membership: Associate, Hay & Kilner Head office: 2/3 Hind Court, Fleet Street, London, EC4A 3DL, DX154 LONDON Type of membership: Member, The Mortgage Works (Reviewed by members in November 2022 and no amendments were required to me made to the version dated 2021). However, most buildings are covered by this warranty as it is required by lenders. Head office: 30 Church Street, Epsom, Surrey, KT17 4NL, DX 30729 EPSOM Type of membership: Associate, Morton Fraser LLP UK Finance: 5th Floor, 1 Angel Court, London EC2R 7HJ. 4 . Type of membership: Member, Yorkshire Bank Indicates ifProtekis an acceptable new build warranty for a lender on new build properties.written and contributed by Gateway SurveyorsMortgage lenders will only accept newly built or newly converted property if it is provided with an approved new build warranty or it is built (or newly converted) under the supervision of a suitably qualified professional (with appropriate professional indemnity insurance). Type of membership: Associate, Salans Type of membership: Associate, Unisys Ltd Head office: Bracken House, Charles Street, Manchester, M1 7BD Type of membership: Associate, Fasttrac Remortgage Ltd Head office: 43 Church Street, Reigate, Surrey, RH2 0AE, DX 54107 REIGATE-2 Type of membership: Member, Monmouthshire Building Society Head office: Regent House, Regent Street, Mansfield, Nottinghamshire, NG18 1SS, DX 10400 MANSFIELD The National House Building Council (NHBC) scheme is the most well-known warranty scheme, alongside Premier Guarantee and LABC, all of whom are underwritten by AM Trust Europe Ltd. A NHBC certificate provides an insurance backed warranty covering a number of named defects relating to the property for a period of 10 years. At times, the lender and buyer might not accept the insurance. Type of membership: Associate, UKValuation Ltd Type of membership: Member, Morgan Stanley Bank International Limited Type of membership: Associate, Cobbetts LLP Between..9:00 to 10:0010:00 to 11:0011:00 to 12:0014:00 to 15:0015:00 to 16:0016:00 to 17:00, Area of LawConveyancingPropertyWills & ProbateDivorceFinancialFamily LawOther, Contracted with the Legal Aid Agency. CMLC are specialist providers of 10 Year Structural Warranties and we can also offer a range of other services such as Valuations and Bank Monitoring. First-time borrowers need a 640 minimum credit score. To qualify for condominium mortgage loans, please contact us at Gustan Cho Associates Mortgage Group at 800-900-8569 or text us for a faster response. Type of membership: Member, Airdrie Savings Bank Hindsight's a wonderful thing, I think you probably realise that when you received the premium return you ought to have set about replacing the defunct policy with a new one as an asset of your home. Authorized advisors are able to research mortgage lenders criteria in granular detail across many lenders. Head office: 19 St Petersgate, Stockport, Cheshire, SK1 1HF, DX 19652 STOCKPORT Type of membership: Member, Bristol & West plc Head office: Sentinel House, Lingfield Way, Darlington, Co Durham, DL1 4PR, DX 712851 DARLINGTON-6 Head office: 35 Portman Square, London, W1H 6LR Head office: 1 Park Lane, Leeds, LS3 1EP Type of membership: Member, Northern Rock plc For these reasons, NHBC has submitted that rule 8 and its definition of "other home warranty schemes" have now become obsolete. Please note that this list is frequently updated as One Guarantee are continuously being approved by new lenders. Giving you peace of mind. Council of Mortgage Lenders approved; . @ProtekWarranty rang of retrospective warranty is becoming increasingly popular with people who already have an arc https://t.co/XlFcDfEt4g, RT @Frame_Tech: Todays the day! Type of membership: Associate, Crown Mortgage Management No: 727 7528. Accord Buy to Let. Type of membership: Associate, BPE Homemove LLP Our structural warranty providers have over 20 years in the insurance industry and their goal . Head office: Two Castle Terrace, Edinburgh, EH1 2YA Head office: 21-27 Lambs Conduit Street, London, WC1N 3BD Head office: 14-16 Station Road, Harpenden, Hertfordshire, AL5 4SE, DX 80470 HARPENDEN Head office: PO Box 12757, 67 Morrison Street, Edinburgh, EH3 8YJ Type of membership: Associate, London & European This is because most of the major banks and building societies will only accept warranty providers who have met this requirement. Head office: edeus house, 1 Trinity Court, Broadlands, Wolverhampton, WV10 6UH [1] The value of gross mortgage advances in 2021 Q2 was 89.0 billion, over double the amount seen in 2020 Q2, and the highest level since 2007 Q3 (Table A and Chart 1). Company number 10250295. Underwritten by industry-leading rated insurers, Advantage is a CTSI code sponsor, having completed the rigorous CTSI Consumer Codes Approval Scheme process. Head office: One Globeside, Fieldhouse Lane, Marlow, Buckinghamshire, SL7 1HZ The outstanding value of all residential mortgage loans was 1,584.1 billion at the end of 2021 Q2, 4.6% higher than a year earlier (Table A). Key findings. Type of membership: Member, Cambridge Building Society Type of membership: Member, ING Direct N.V. UK Finance Limited trading as UK Finance. Head office: Northern Rock House, Gosforth, Newcastle upon Tyne, NE3 4PL, DX 60350 GOSFORTH Head office: 30/31 Queen Street, Edinburgh, EH2 1JX Type of membership: Member, Church House Trust Plc LABC Warranty has a long list of mortgage lenders who have confirmed that the LABC Warranty New Home Warranty is acceptable to them. Type of membership: Member, Credit & Mercantile plc Head office: 6 High Street, Loughborough, Leicestershire, LE11 2QB, DX 19611 LOUGHBOROUGH Head office: 4 Queens Square, Belfast, BT1 3DJ Or email us at gcho@gustancho.com. The handbook was formerly produced by the Council of Mortgage Lenders (CML), and known as the CML Handbook or CML Lenders' Handbook. Type of membership: Member, UCB Home Loans Corporation Ltd Type of membership: Member, Loughborough Building Society Type of membership: Associate, LV= Head office: Admiral House, Harlington Way, Fleet, Hampshire, GU51 4YA Type of membership: Member, Ocean Money (II) Limited Type of membership: Member, West Bromwich Building Society Lenders will generally lend on a newly built (or newly converted) property only when the property is covered by a warranty scheme (for example, the National House-Building Council (NHBC) Buildmark scheme) or by a Council of Mortgage Lenders (CML) Professional Consultant's Certificate.1 However, there are fundamental Type of membership: Associate, Cheyne Capital Management (UK) LLP UK Finance represents nearly 300 of the leading firms providing finance, banking, markets and payments-related services in or from the UK. The Council of Mortgage Lenders was an industry body representing mortgage lenders in the United Kingdom . Head office: 226 Sheen Lane, London, SW14 8LD Finder.com Comparison UK Limited (company number: 10482489) is authorised and regulated by the Financial Conduct Authority (firm reference number: 786446). Type of membership: Member, Nottingham Building Society Type of membership: Member, Saffron Building Society Head office: Pacific House, Relay Point, Tamworth, Staffordshire, B77 5PA Head office: 12 Eclipse Office Park, Staple Hill, Bristol, BS16 5EL Head office: Cumberland House, Castle Street, Carlisle, Cumbria, CA3 8RX, DX 63025 CARLISLE Head office: Jarman House, Mathisen Way, Poyle Road, Colnbrook, Berkshire, SL3 0HF Head office: 121 Kings Road, Reading, Berkshire, RG1 3ES Head office: 8 Newton Terrace, Glasgow, G3 7PJ, DXGW40 GLASGOW PenFed Credit Union: Best credit union for mortgages. Having completed the rigorous CTSI Consumer Codes Approval scheme process educational lunch real... House, 143-149 Fenchurch Street, London, EC3M 6BN Forbes Advisor Staff, Forbes Advisor,! 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